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What Can You Afford?

Before you begin your property venture, it is important that you know what you can afford when it comes to finally purchasing. The budget you can spend on a property will depend on how much you can borrow from a bank, how much savings you have and which subsidies you are eligible for, which you can use as your deposit.

The amount in which a bank will lend you will be influenced by how much you can afford to repay on a regular basis and other additional debt you currently have. It is important that you take into account insurance, rates and home maintenance, in addition to your mortgage repayments. It is extremely beneficial to speak to a mortgage broker or bank prior to beginning your search in order to ensure you are searching within the correct price brackets.

To find out what you may be eligible for, contact us using the form below or call us 0800 YELLOW.

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